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June 2015

Found 3 blog entries for June 2015.

 

Buying a home is a great achievement, and is a large financial undertaking.  Most buyers have a lot of questions about the finances, process, and timeline of purchasing a property.  Below are ten of the most common home buying questions that I am asked, as well as my answers.  Once you have a thorough understanding of the process, buying a home will seem much less intimidating.  If you have questions beyond these ten, feel free to contact me and I will be happy to assist.  

 

 

How do I set my budget? 

Answer:  If you are paying cash, you are the only one that can decide what your budget is.  If you are getting a mortgage, your pre-approval will help you set your budget.  You are approved to buy a home in the amount of the pre-approval or

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Congratulations for preparing to purchase a property!  There are three main steps in the home buying process, and I will break each one down for you below.  

Buying a house is a very large financial transaction.  Before doing anything else, you should figure out how you will be paying for your new home.  The two main ways are cash or a mortgage (loan).  If you'll be paying cash,  your Realtor will need to get a copy of your proof of funds (can be a bank statement with sufficient funds, with account number and personal info blurred out).  If you will be obtaining a mortgage, see the information below. 


First, you'll want to call a mortgage lender.  You'll want a mortgage lender who has plenty of experience, great referrals, and is

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