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For Buyers

Found 27 blog entries about For Buyers .

 

Hi everyone!  I want to write a quick post today about the importance of really getting a feel for a house.  In this techie era, it's easy to look at homes online and hate one or get your heart set on one without ever seeing it in person.  However, people sometimes go into a home thinking that they know everything about it and realize the home is very different in person.  For example, perhaps the photographer used a wide-angle lens and the living room is actually quite cramped.  Or, there's not a lot of light and it feels dark and creepy.  Or, perhaps you thought the ceilings would feel too low but they're actually soaring and gorgeous.  Maybe there are electrical cables in the backyard that are distracting, or the street is overly packed and

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Have you been renting for a while, and have been thinking about whether it's the right time for you to take that leap and buy for the first time?  You are not alone!  Every first time home buyer goes through the process of figuring out whether they are ready to buy a home.  

This is a big decision, and there are a great deal of "signs" that can let you know that you may be ready to purchase.  If a handful of the below signs apply to you, I invite you to reach out and see whether now is the right time for you to purchase a home in San Diego.  

 

 

 

 

Have you found a city that you love?  Many young renters decide to rent not only for financial reasons, but also because they do not want to be tied to a single city (or state, or

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If you are planning to buy a home, you should absolutely enlist the help of a Realtor!  Your Realtor will be on your team throughout the entire process, and will give you a great deal of peace of mind.  I'll go into more detail on the four main reasons why buyers should have a Realtor.

 

 

 

 

In California, the commission of the buyer's agent is usually paid by the seller.  The listing agent charges a certain percentage of commission, say, 5%, to split between herself and the buyer's agent.  This is one of the main costs of selling a home.  Since the services of a Realtor come at no cost to you, the buyer, I highly recommend reaching out to a Realtor when you are getting ready to purchase a home.  in California, more

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I was with some first-time buyer clients last weekend, and was telling them approximately how long escrow typically takes.  Mid-way through, the wife stopped me and asked "what exactly IS escrow?"  I realized that escrow becomes a big part of your life during the purchase or sale of a home, but isn't fully understood otherwise.  Here is the role of escrow in a real estate transaction, in a nutshell:

An escrow is a deposit of funds or deed from one party, with the intention to deliver it to the other party upon completion of a series of events, as laid out in a contract.  Escrow "opens" upon delivery of escrow instructions and a fully executed real estate contract to a certified escrow company.  The escrow officer processes the escrow,

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Think being a Realtor is easy?  Think again!  If you don't have a close friend or family member who is a Realtor, you may be under the impression that Realtors coast along, working 10 hour weeks in their PJs, collecting massive commission checks. Don't get me wrong--I love being a Realtor, but as with most careers, this one isn't a walk in the park (er...peaceful, lush, with mature trees backyard?)  

To help consumers understand the work involved that comes before getting paid, I've broken down what a Realtor "does" into three categories:  Time Commitment, Financial Commitment, and Emotional Commitment. 

 

  

Being a Realtor is a 24/7 job.  There are many balls to keep in the air in order to provide top-notch service for each

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Buying a home is a great achievement, and is a large financial undertaking.  Most buyers have a lot of questions about the finances, process, and timeline of purchasing a property.  Below are ten of the most common home buying questions that I am asked, as well as my answers.  Once you have a thorough understanding of the process, buying a home will seem much less intimidating.  If you have questions beyond these ten, feel free to contact me and I will be happy to assist.  

 

 

How do I set my budget? 

Answer:  If you are paying cash, you are the only one that can decide what your budget is.  If you are getting a mortgage, your pre-approval will help you set your budget.  You are approved to buy a home in the amount of the pre-approval or

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Congratulations for preparing to purchase a property!  There are three main steps in the home buying process, and I will break each one down for you below.  

Buying a house is a very large financial transaction.  Before doing anything else, you should figure out how you will be paying for your new home.  The two main ways are cash or a mortgage (loan).  If you'll be paying cash,  your Realtor will need to get a copy of your proof of funds (can be a bank statement with sufficient funds, with account number and personal info blurred out).  If you will be obtaining a mortgage, see the information below. 


First, you'll want to call a mortgage lender.  You'll want a mortgage lender who has plenty of experience, great referrals, and is

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